Profit looks good.
Cash still feels tight.
Contractor-focused accounting and fractional CFO support for roofing and specialty contractors. Understand job margins, WIP, and cash flow before the problem reaches your bank account.
Built for established US contractors with multiple crews, active jobs, and growing financial complexity.
- Ridge Line — Comm. ReroofEst 22%Act 17%
- Oak Hollow HOA — Phase 2Est 28%Act 26%
- Millbrook RestorationEst 18%Act 9%
- West End WarehouseEst 24%Act 25%
More revenue does not automatically mean more cash.
Materials are purchased before collections arrive. Crews and subcontractors are paid while customers still owe money. Change orders, processing fees, labor burden, financing costs, and overhead are not always tied back to the correct job.
The books may technically close while the owner still cannot answer the most important question:
Which jobs are actually making us money?
Job margins look different after the work is complete
Cash becomes tight despite reported profit
Financial reports arrive too late to guide decisions
The owner depends on spreadsheets and gut feeling
Built for contractors who have outgrown basic bookkeeping.
- Roofing and specialty contractors
- Approximately $2M to $15M in annual revenue
- Multiple crews, employees, subcontractors, or active jobs
- QuickBooks or similar accounting software
- Need better job costing, WIP, cash forecasting, or reporting
- Preparing for growth, financing, cleanup, or operational change
- Pre-revenue businesses
- One-person operations
- Tax-return-only requirements
- Payroll-only requirements
- Bargain bookkeeping searches
- Anyone expecting guaranteed financing
Your bookkeeper records the past.
We help you understand what to do next.
We do not replace a good bookkeeper or CPA simply for the sake of replacing them. We help create the financial structure, visibility, and decision support that is often missing between basic bookkeeping and a full internal finance department.
Accounting clarity
Clean, reconciled, and reliable monthly financial information.
Job-level visibility
Understand how labor, materials, subcontractors, fees, refunds, and overhead affect job margins.
Cash-flow decisions
See upcoming pressure before payroll, purchasing, debt payments, or growth decisions create a problem.
Start with the financial problem you need to solve.
Contractor Financial Diagnostic
For owners who know something is wrong but are not yet sure whether the problem is bookkeeping, job costing, cash flow, reporting, pricing, or internal controls.
- Financial-data review
- Cash and working-capital assessment
- Job-costing structure review
- WIP and reporting-gap review
- Accounting-system observations
- Priority action plan
- Findings meeting
Financial Cleanup & Setup
For established contractors above $1 million in annual revenue, comprehensive cleanup engagements commonly start at $10,000 depending on transaction volume, backlog, and complexity.
For businesses whose current books cannot support reliable management reporting, job costing, financing discussions, or confident decision-making.
- Balance-sheet cleanup
- Bank and credit-card reconciliation
- Accounts receivable and payable review
- Undeposited-funds review
- Loan and lease review
- Chart-of-accounts restructuring
- Job and customer mapping
- Payroll-journal review
- Management-reporting setup
Monthly Accounting With Job-Level Visibility
Monthly accounting designed for contractor owners who need more than reconciled bank accounts.
- Monthly close
- Reconciliations
- Financial statements
- Contractor-focused chart of accounts
- Job and customer reporting
- Management observations
- Payroll accounting and labor-cost visibility
- ADP and similar payroll-system integration support
We can integrate payroll workflows with ADP and similar providers and support payroll accounting. We do not directly provide payroll-processing services.
Cash Flow & Fractional CFO Support
Ongoing financial decision support for established contractors managing growth, crews, projects, overhead, debt, and cash pressure.
- 13-week cash-flow forecast
- Job-margin review
- WIP review
- Budget-versus-actual analysis
- Labor-burden visibility
- Accounts-receivable review
- Cash-conversion analysis
- Owner dashboard
- Monthly decision meeting
- Financing and growth-readiness support
Loan-Ready Financial Review
Starting at $2,500. We organize and review financial information commonly requested during lender discussions. We do not provide loans, act as a lender or broker, or guarantee approval. Financial cleanup is quoted separately where the underlying books are incomplete or unreliable.
From financial confusion to an owner-ready system.
Identify where cash visibility, job reporting, accounting, and controls are breaking down.
Clean up the structure, balances, processes, and underlying financial records.
Link accounting, jobs, customers, payroll data, fees, and reporting.
Turn the numbers into recurring owner decisions.
Contractor accounting is not only about categorizing transactions.
A report can be mathematically correct and still be useless if the owner cannot trace the number back to the customer, invoice, job, or decision.
Automation should remove manual work. Not the audit trail.
Practical experience across accounting, reporting, controls, and contractor finance.
- Monthly accounting and reporting support for US contractors
- Financial-reporting and review support for a US roofing company
- Contractor job-costing and labor-cost visibility
- QuickBooks cleanup, restructuring, and migration
- Cash-flow forecasting and liquidity analysis
- Loan, lease, and financing analysis
- Payroll-journal and ADP integration support
- Owner dashboards and management reporting
- US GAAP financial-reporting experience
- Big Four audit and controls background
Illustrative format based on the type of work performed. Not an actual client result.
Illustrative format based on the type of work performed. Not an actual client result.
Illustrative format based on the type of work performed. Not an actual client result.
Client details and work samples may be anonymized for confidentiality.
Not a call center. Not a template.
Every engagement runs through Muhammad Arsalan, ACCA — the person you talk to on the discovery call is the same person reviewing your books.
A real firm — led by Muhammad ArsalanACCA · Big Four audit background · Founder & Contractor CFO
You don't get a solo freelancer. You get a dedicated pod — bookkeeper, controller and fractional CFO — with Arsalan personally overseeing every US contractor account. Built specifically for roofing and specialty trades doing $2M–$15M in revenue.
- Job-level margin visibility (materials, labor burden, supplements, refunds)
- 13-week cash-flow forecast so payroll and material buys stop feeling like a gamble
- QuickBooks cleanup so lenders and CPAs stop asking for the same explanation twice
- Owner dashboard — one weekly meeting, three decisions, no spreadsheets
Prefer to see if you're a fit first? Take the 3-minute Financial Health Check.
Can your current financial system answer these questions?
- Which jobs are actually producing the expected margin?
- How much cash will the business need over the next 13 weeks?
- What portion of reported profit is tied up in receivables or active jobs?
- Are labor burden, processing fees, refunds, and overhead reaching the correct job?
- Are the books reliable enough for a lender or serious growth decision?
Complete the 3-minute Financial Health Check and receive an initial assessment of your financial visibility.
Common questions from contractor owners.
Your financial reports should answer questions.
Not create more of them.
Start with a short assessment and identify where job visibility, cash forecasting, reporting, or accounting may be breaking down.