Financials Built for Bigger Contracts, Better Financing and Better Decisions
Founder-led accounting and fractional CFO support for established US roofing and specialty contractors that need clearer job margins, cash flow, WIP and lender-ready reporting.
Not ready to talk? Take the 3-minute Financial Health Check.
- Ridge Line — Comm. ReroofEst 22%Act 17%
- Oak Hollow HOA — Phase 2Est 28%Act 26%
- Millbrook RestorationEst 18%Act 9%
- West End WarehouseEst 24%Act 25%
- ACCA Member
- Big Four Audit Experience
- 9+ Years in Finance & Accounting
- US Contractor Finance Experience
What brought you here?
Most contractors reach out because something specific is happening. Pick the closest one.
Profit looks good but cash is tight
Materials and payroll leave weeks before collections arrive. Forecast the cash, review job margins and WIP.
Explore Fractional CFOQuickBooks or the books are unreliable
Fix broken reconciliations, wrong balances, historical accounting issues and a chart of accounts that no longer fits.
Explore Financial CleanupA CPA, lender or surety needs better financials
Organize the statements, schedules and reporting a lender, bonding company or CPA will actually ask for.
Get Bank ReadyI am not sure what is broken
Identify where cash visibility, job costing, WIP and reporting are breaking down before scoping any fix.
See the $997 DiagnosticMore revenue does not automatically mean more cash.
Materials are purchased before collections arrive. Crews and subcontractors are paid while customers still owe money. Change orders, processing fees, labor burden and overhead are not always tied back to the correct job.
Your bookkeeper records the past. We build the financial structure, job-level visibility and cash-flow decision support that sits between basic bookkeeping and a full internal finance department — without replacing your CPA or payroll provider.
Start with the financial problem you need to solve.
Standard Contractor Financial Diagnostic
For owners who know something is wrong but are not yet sure whether the problem is bookkeeping, job costing, cash flow, reporting or controls.
- Financial-data and balance-sheet review
- Cash and working-capital assessment
- Job-costing structure and WIP review
- Priority action plan and findings meeting
Financial Cleanup & Setup
Scoped after the Diagnostic. Established contractor cleanup engagements commonly start at $10,000 depending on transaction volume, backlog and complexity.
For contractors whose current books cannot support reliable management reporting, job costing or a financing discussion.
- Balance-sheet cleanup and reconciliations
- Chart-of-accounts restructuring
- Job and customer mapping
- Management-reporting setup
Monthly Contractor Accounting
Custom scoped based on transaction volume, active jobs, reporting requirements and accounting complexity.
Monthly accounting for contractor owners who need more than reconciled bank accounts.
- Monthly close and reconciliations
- Contractor-focused chart of accounts
- Job and customer reporting
- Payroll accounting and labor-cost visibility
Fractional CFO & Cash Flow Support
Ongoing financial decision support for established contractors managing crews, projects, overhead, debt and cash pressure.
- 13-week cash-flow forecast
- Job-margin and WIP review
- Owner dashboard and budget-versus-actual
- Monthly decision meeting
Contractor Plus Books is not a CPA firm and does not provide audit, attestation, legal, or tax opinions. Payroll-processing services are not directly provided. Financing-readiness support does not guarantee lender approval.
Model the cash a contract will tie up — before you sign it.
The Contract Cash Gap Analyzer turns retainage, pay-app timing, payment terms and material outlay into a day-by-day cash picture, so you can see whether a profitable contract is actually affordable.
Peak cash exposure
The deepest point the job takes your bank balance.
Retainage drag
How much earned margin stays locked up until release.
Levers that help
Deposit, billing frequency and terms changes, modelled.
“They handled everything with precision, professionalism, and clear communication, taking the stress out of what could have been a difficult process.”
Experience across accounting, reporting, controls and contractor finance.
ACCA member with a Big Four audit background (KPMG, EY)
US GAAP financial reporting and management reporting
Contractor job costing, WIP and labor-cost visibility
QuickBooks cleanup, restructuring and migration
Rated 5/5 across 31 verified client reviews on Fiverr, where the practice built its early US client base.
From financial confusion to an owner-ready system.
Identify where cash visibility, job reporting and controls break down.
Clean up the structure, balances, processes and underlying records.
Link accounting, jobs, customers, payroll data and reporting.
Turn the numbers into recurring owner decisions.
Not a call center. Not a template.
Every engagement is founder-led and delivered remotely across US time zones. Clients keep full ownership of their accounting systems, banking relationships and source documents.
A real firm — led by Muhammad ArsalanACCA · Big Four audit background · Founder & Contractor CFO
Every engagement is founder led. Muhammad Arsalan, ACCA oversees scoping, financial review and decision level reporting, supported by the accounting team assigned to the engagement. Built for established and growing contractors with multiple crews, active jobs and growing financial complexity.
- Job-level margin visibility (materials, labor burden, supplements, refunds)
- 13-week cash-flow forecast so payroll and material buys stop feeling like a gamble
- QuickBooks cleanup so lenders and CPAs stop asking for the same explanation twice
- Owner dashboard and a monthly decision meeting — clear priorities, no spreadsheets
Prefer to see if you're a fit first? Take the 3-minute Financial Health Check.
Real problems. Real finance work.
Anonymized examples of how engagements typically start and where they lead.
Cleanup to bigger contract opportunities
Able to pursue larger contractual opportunities on the strength of reliable financial reporting.
- Financial cleanup
- Reporting improvements
- Audit readiness
Financing need to ongoing CFO support
Financing conversations moved forward with organized, defensible financial information.
- Back-office accounting
- Cash-flow support
- Fractional CFO
QuickBooks integration to finance transformation
Accounting structure and month-end process rebuilt so job and financial reporting agreed.
- QuickBooks integration
- Accounting structure redesign
- Process implementation
Contractor Plus Books does not guarantee or directly cause contract awards, financing approvals or specific financial outcomes. Engagements are anonymized and generalized for client confidentiality.
Common questions from contractor owners.
Your financial reports should answer questions.
Not create more of them.
Book a 20-minute review of your job margins, cash flow and reporting — or model a contract's cash impact first with the free analyzer.
Not ready to talk? Take the 3-minute Financial Health Check.